Smarter Loans. Brighter Future.
At FirstCred, your financial success is our priority, and we’re here to support you every step of the way. We offer flexible loan solutions designed to meet a wide range of financial needs. Whether you’re planning for a major purchase, managing unexpected expenses, or looking to seize new opportunities, our loan options provide the support you need with terms that work for you.
Applying for a loan with us is simple, ensuring a straightforward process tailored to your convenience.
Short Term Loans
Our loan options for 6 months or less offer flexible solutions for immediate financial needs. Whether you’re handling an unexpected expense or need a quick financial boost, borrow between P100 and P15,000 with simple, hassle-free repayment options. Designed for convenience, these loans provide fast access to funds, helping you stay on track without long-term commitments.
Long-Term Payroll Loans
With repayment options ranging from 12 to 27 months, you can borrow amounts from P1,000 to P500,000 for larger financial goals. These loans offer flexible terms, allowing you to manage your repayments comfortably over an extended period, ensuring you can pursue significant financial plans with ease.
How To Apply
1: Branch Visit
Visit your nearest FirstCred branch for personalized assistance. Our friendly staff will guide you through the application process
2: Call | WhatsApp
Contact your nearest branch via phone or WhatsApp for quick and convenient service:
Gaborone Branch: (+267) 3500763 | WhatsApp: (+267) 74002313
Francistown Branch: (+267) 2418219 | WhatsApp: (+267) 74002011
Palapye Branch: (+267) 4923095 | WhatsApp: (+267) 74002455
3: Direct Sales Agents
Our independent sales agents are always ready to serve you, wherever you are. If you are not in a town with a branch, please reach out to us via WhatsApp at (+267) 71 315137, and we will connect you with a sales agent in your area.
AGE
You must be between 18 and 65 years old.
EMPLOYMENT
You should be employed on a permanent or contract basis.
RESIDENCY
Open to both residents and non-residents of Botswana.
Eligibility Check
Documents Required to Apply for a Loan:
To complete your loan application, please have the following documents ready:
- A Valid Identity Document: Omang or Passport
- Original Latest Payslip: To verify your income
- Full 3 Months Bank Statement: For financial assessment
- Employment Confirmation Letter: To confirm your employment status
- Copy of a Valid Bank Card: For the payroll bank account
- Settlement Quotations: If applicable
- Consent of Spouse: If married in community of property
